Purchase or Refi...Call Ry the Mortgage Guy

Mortgage Blog

Category: Mortgage (10 posts)

Should I Wait for Mortgage Rates to Drop?

Should I Wait for Mortgage Rates to Drop?

June 22, 2026 | Posted by: Ryan Meyer

For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...

read more
June 17-2026 - Federal Reserve issues FOMC statement

June 17-2026 - Federal Reserve issues FOMC statement

June 17, 2026 | Posted by: Ryan Meyer

The Federal Open Market Committee approved the following statement for relea ...

read more
Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026

Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026

June 4, 2026 | Posted by: Ryan Meyer

For many homebuyers in 2026, the biggest question is not simply, "Can I get approved for a mortgage?" It is, "Can I get approved and still feel comfortable with the payment?" That distinction m ...

read more
Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide

Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide

May 28, 2026 | Posted by: Ryan Meyer

Buying a home is not only about qualifying for a mortgage. It is about feeling confident that the payment will still work if life changes after closing. A new job, reduced hours, lost overtime, a co ...

read more
New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?

New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?

May 11, 2026 | Posted by: Ryan Meyer

If you are trying to buy a home in 2026, you may feel like every headline is working against you. Mortgage rates are still higher than many buyers hoped, home prices remain a challenge in many mar ...

read more
April, 29, 2026 - Federal Reserve issues FOMC statement

April, 29, 2026 - Federal Reserve issues FOMC statement

April 29, 2026 | Posted by: Ryan Meyer

Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, on average, and the unemployment rate has been little changed in re ...

read more
March 18-2026 - Federal Reserve issues FOMC statement

March 18-2026 - Federal Reserve issues FOMC statement

March 18, 2026 | Posted by: Ryan Meyer

Available indicators suggest that economic activity has been expanding at a ...

read more
March Inflation Report and Mortgage Rates

March Inflation Report and Mortgage Rates

March 9, 2026 | Posted by: Ryan Meyer

If you are planning to buy a home, refinance, or simply watch the market more closely this spring, the March inflation report is one of the biggest dates on the calendar. That is because inflat ...

read more
March 2026 Fed Meeting, Mortgage Rate Lock Guide

March 2026 Fed Meeting, Mortgage Rate Lock Guide

February 24, 2026 | Posted by: Ryan Meyer

If you are planning to buy a home this spring, or you are thinking about refinancing, the calendar matters. The Federal Reserve's next scheduled meeting is March 17 to 18, 2026, and rate expectations ...

read more
2026 Conforming Loan Limits, What It Means for You

2026 Conforming Loan Limits, What It Means for You

February 10, 2026 | Posted by: Ryan Meyer

2026 Conforming Loan Limits Are Higher, Here Is What That Means for Your Buying Power and Monthly Payment If you have been shopping for a home in the last couple of years, you have probably heard ...

read more