Purchase or Refi...Call Ry the Mortgage Guy
Mortgage Blog
Category: Mortgage (13 posts)
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More?
August 5, 2026 | Posted by: Ryan Meyer
Seller Credit or Lower Mortgage Rate: Which Could Save a Homebuyer More? When negotiating a home purchase, many buyers focus almost entirely on the sale price. Price matters, but it is not the only ...
read more
July 29-2026: Federal Reserve issues FOMC statement
July 30, 2026 | Posted by: Ryan Meyer
The Federal Open Market Committee approved the following statement for relea ...
read more
Mortgage Rates Are Still Above 6%, Should Homeowners Wait, Refinance, or Rework Their Budget?
July 7, 2026 | Posted by: Ryan Meyer
Mortgage rates are still one of the biggest questions facing U.S. homebuyers and homeowners in 2026. Many people are watching headlines, waiting for rates to fall, or wondering whether refinancing s ...
read more
Should I Wait for Mortgage Rates to Drop?
June 22, 2026 | Posted by: Ryan Meyer
For many homebuyers, the hardest question right now is not whether they want to buy a home. It is whether they should buy now, or wait and hope mortgage rates come down. That is a real concern. M ...
read moreJune 17-2026 - Federal Reserve issues FOMC statement
June 17, 2026 | Posted by: Ryan Meyer
The Federal Open Market Committee approved the following statement for relea ...
read more
Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026
June 4, 2026 | Posted by: Ryan Meyer
For many homebuyers in 2026, the biggest question is not simply, "Can I get approved for a mortgage?" It is, "Can I get approved and still feel comfortable with the payment?" That distinction m ...
read more
Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide
May 28, 2026 | Posted by: Ryan Meyer
Buying a home is not only about qualifying for a mortgage. It is about feeling confident that the payment will still work if life changes after closing. A new job, reduced hours, lost overtime, a co ...
read more
New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?
May 11, 2026 | Posted by: Ryan Meyer
If you are trying to buy a home in 2026, you may feel like every headline is working against you. Mortgage rates are still higher than many buyers hoped, home prices remain a challenge in many mar ...
read moreApril, 29, 2026 - Federal Reserve issues FOMC statement
April 29, 2026 | Posted by: Ryan Meyer
Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, on average, and the unemployment rate has been little changed in re ...
read moreMarch 18-2026 - Federal Reserve issues FOMC statement
March 18, 2026 | Posted by: Ryan Meyer
Available indicators suggest that economic activity has been expanding at a ...
read more
March Inflation Report and Mortgage Rates
March 9, 2026 | Posted by: Ryan Meyer
If you are planning to buy a home, refinance, or simply watch the market more closely this spring, the March inflation report is one of the biggest dates on the calendar. That is because inflat ...
read more
March 2026 Fed Meeting, Mortgage Rate Lock Guide
February 24, 2026 | Posted by: Ryan Meyer
If you are planning to buy a home this spring, or you are thinking about refinancing, the calendar matters. The Federal Reserve's next scheduled meeting is March 17 to 18, 2026, and rate expectations ...
read more
2026 Conforming Loan Limits, What It Means for You
February 10, 2026 | Posted by: Ryan Meyer
2026 Conforming Loan Limits Are Higher, Here Is What That Means for Your Buying Power and Monthly Payment If you have been shopping for a home in the last couple of years, you have probably heard ...
read more