Mortgage Broker in Fort Myers, FL
Local expertise, statewide reach. Ryan Meyer helps Florida buyers and investors navigate financing with confidence, from application through closing.
Get pre-approved and buy with confidence.
Explore new loan terms or access your home’s equity.
Explore DSCR loans and financing for investment properties.
Talk With Ryan
Get expert guidance and explore your options — no pressure, no obligation.
Meet Ryan
Ryan Meyer originates residential mortgages in Florida, helping buyers, homeowners, and investors find financing that fits their situation. Based in Fort Myers, Ryan specializes in matching self-employed borrowers and real estate investors with financing built around their real income and investment strategy.
Most of Ryan’s business comes from referrals — clients who worked with him once, then sent their friends and family.
Proudly serving Southwest Florida and borrowers statewide.
Schedule a Call with Ryan →What Do You Need Help With?
Refinance or Finance an Investment Property
DSCR, cash-out, HELOC, construction & more.
Talk to Ryan →Mortgage Programs We Offer
Every borrower’s situation is different. Here are the financing options Ryan works with most for Florida buyers, homeowners, and investors.
Don’t see your situation listed? Florida mortgage lending covers more ground than any list can capture — ask Ryan directly.
How Financing Works With Ryan
Ryan Meyer guides Florida buyers and investors through financing that’s clear from the first call to the closing table.
Free Consultation
Talk through your goals, timeline, and budget — no pressure, no obligation.
Pre-Approval
Get a clear picture of what you qualify for so you can shop with confidence.
Find Your Loan
Ryan matches you with the right program from a wide range of lenders and options.
Close On Time
Stay informed at every step, with direct access to Ryan throughout the process.
Frequently Asked Questions
How much down payment do I need to buy a home in Florida?
It depends on the loan program — some options allow as little as 3% down, while others (like VA loans for eligible veterans) may require none. Ryan can walk you through what applies to your specific situation.
What credit score do I need to qualify for a mortgage?
Minimum credit score requirements vary by loan program and lender. Rather than guess, the fastest way to know where you stand is a quick conversation with Ryan about your specific numbers.
How long does mortgage pre-approval take?
Many borrowers can get an initial pre-approval assessment within a day or two once their documentation is in, though timelines vary by situation.
Can I get a mortgage if I’m self-employed?
Yes. Ryan works with self-employed borrowers regularly, including bank statement loan programs designed for borrowers who don’t fit a traditional W-2 income profile.
Does Ryan only work with Fort Myers buyers?
Fort Myers and Southwest Florida are home base, but Ryan is licensed to originate mortgages statewide across Florida.
What Clients Say
“Ryan Meyer did a phenomenal job once again in getting our home buyer in Cape Coral Florida a mortgage for their new home! Ryan made the process stressless and easy for all parties involved. We highly recommend Ryan Meyer the SWFL Mortgage Guy!”
Steve Invests
Google Review
“We had an amazing experience working with Ryan throughout the entire home buying process. He was incredibly patient, always communicative, and went above and beyond to help us every step of the way. He took the time to explain everything clearly and made what could have been a stressful process feel much smoother.”
Rebecca Ruano
Google Review
“If you’re looking for a knowledgeable and dependable loan consultant, I highly recommend reaching out to Ryan. He is professional, responsive, and committed to helping clients navigate the lending process with confidence.”
Terrence Davis
Google Review
Reviews shown as submitted on Ryan’s public Google Business Profile.
Worked with Ryan? Leave him a Google review
Areas We Serve
Ryan is based in Fort Myers and works with buyers, homeowners, and investors across Southwest Florida and beyond. Explore mortgage guidance for these communities:
Don’t see your city listed? Reach out to Ryan — he works with borrowers throughout Florida.
Ready to Talk Financing?
Get a clear, honest read on your options — no pressure, no obligation.
Get Pre-Approved TodayOr Call (239) 910-4980
E Zip Mortgage, LLC • Equal Housing Lender • Licensing information available upon request.