Legal & Disclosures

This page explains who we are, how we’re licensed and what you should know before using this website or contacting us about a mortgage.

Licensing

Ryan Meyer, Mortgage Loan Originator, NMLS #1195763
First Florida Financial Group, LLC, operating as E Zip Mortgage, NMLS #239318
Florida License #MBR258 (First Florida Financial Group, LLC)
8290 College Parkway, Suite 101, Fort Myers, FL 33919
Phone: 239-910-4980

You can verify the licensing of Ryan Meyer and First Florida Financial Group, LLC at NMLS Consumer Access. The company’s full list of state licenses is on First Florida Financial Group’s licensing page.

Mortgage advertising disclosures

The information on this website is general information about mortgage programs. It is not an offer to lend or a commitment to lend or extend credit. All loans are subject to credit approval, underwriting, property eligibility and the requirements of the lender and the loan program, and other restrictions may apply. Mortgage loans may be arranged through third party providers.

Loan programs, interest rates, annual percentage rates (APR), fees, down payment requirements and repayment terms can change without notice. This website does not quote rates or APRs. If you apply, your actual rate, APR, payments and costs will be provided to you in writing by the lender. Not every borrower qualifies for every program.

E Zip Mortgage is not a government agency and is not affiliated with or endorsed by HUD, FHA, VA, USDA or any other government agency.

How we contact you

When you submit a form on this website, Ryan Meyer or a representative of E Zip Mortgage may contact you personally by phone, manual text message, or email about your mortgage inquiry. We don’t use automated calling or automated marketing messages for website inquiries. You can ask us to stop contacting you at any time, including by replying STOP to a text message. Agreeing to be contacted is never a condition of obtaining a loan.

Privacy

Our Privacy Policy explains how this website collects and uses information. If you apply for a loan, your application information is also handled under E Zip Mortgage’s privacy practices and the privacy notices you receive during the application process. See the E Zip Mortgage Privacy Policy.

Accessibility

We want this website to be usable by everyone. If you have trouble accessing any page or content, call 239-910-4980 or use our contact page, and we’ll get you the information another way.

Equal Housing Opportunity

E Zip Mortgage is an Equal Housing Opportunity company. We do not discriminate in credit transactions on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to contract), because all or part of an applicant’s income comes from any public assistance program, or because an applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Questions

Questions about these disclosures? Call 239-910-4980 or visit our contact page.