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FORT MYERS MORTGAGE BROKER

Foreign National Mortgages in Florida

Southwest Florida attracts buyers from around the world. Foreign national mortgage programs are designed for buyers who live outside the United States. Ryan Meyer helps you understand the options and prepare for the process.

  • Financing for buyers who live outside the U.S.
  • Second home and investment purchases

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Let’s talk about your Florida purchase.

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Who Foreign National Programs Serve

These programs are generally designed for buyers who don’t live in the U.S. and want to buy a Florida second home or investment property. If you live in the U.S., other loan programs may fit better, so ask Ryan which category applies to you.

What Lenders Typically Ask For

Documentation requirements vary by lender and program. Lenders typically ask for:

  • Proof of identity, such as a valid passport
  • Documentation of income and assets, which may come from outside the U.S.
  • Information about your credit history
  • Funds for the down payment, closing costs and reserves

Ryan will tell you exactly what the programs available to you require.

Second Home or Investment Property

How you plan to use the property affects which programs fit. See second home mortgages, investment property loans and DSCR loans for how those categories work.

Buying a Condo?

Many buyers look at Southwest Florida condos. The building also has to meet the loan program’s condo guidelines. See condo mortgages and non-warrantable condo loans.

How Ryan Can Help

Ryan Meyer is a Fort Myers mortgage broker who helps international buyers understand their financing options early, so there are fewer surprises between offer and closing.

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Frequently Asked Questions

Frequently Asked Questions

Foreign national programs are designed for that situation. Requirements vary by lender, so Ryan reviews your situation and explains the options.

Credit requirements vary by program. Ask Ryan how your credit history would be reviewed.

Down payment requirements vary by program and property. Ryan can show you the current options for your situation.

Closing logistics vary by lender and title company. Ryan can walk you through what your transaction requires.

The building has to meet the loan program’s condo guidelines. Ryan can help you check a building early.

How you plan to use the property affects which programs fit. If rental income is the goal, ask Ryan about investment property options.

Let’s Talk About Your Next Move

Buying Florida Property From Abroad?

Connect with Ryan Meyer to understand your financing options before you make an offer.

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